Sadly, Paypal is not the company it was before Synchrony Financial took over. The ease of using Paypal and the friendly customer service reps are gone. If you have not read the new TERMS of SERVICE, do so before paying for your item with Paypal Credit.
Here is the change that crossed my eyes. I pay for my vacations with Paypal when I rent a condo from Redweek. I like the buyer protection and the six months to pay without interest offered by Paypal. The first change to come was no more no payment required monthly—just pay the balance within six months to avoid interest. Now, since Synchrony, you must make a minimum payment monthly.
When the seller sent me the invoice, it was different from what I was used to seeing. Instead of it saying invoice, it read—Request For Funds. The whole exchange felt uneasy, so I called Paypal Credit. Here's the eye-crosser. If I had paid that request for funds, it would have been considered a cash advance—25% interest.
To receive the six months to pay, you must purchase your item from a website. A seller cannot send you an invoice if you want to take advantage of the six months to pay without interest.
Before you use Paypal which is now run by Synchrony Bank, read up on all the changes so your money does not end up in their pockets.
If you intend to call Paypal Credit, block off at least fifteen minutes to get through the voice prompts. Be prepared to verify your information three times. When I finally reached a real person and told him it took me fifteen minutes to get through all the voice prompts and verifications, he asked me to verify my information again and then told me there is no way around the lengthy tree.
Every day things change. Seeing Paypal become Synchrony Bank and losing all the reasons I used Paypal disappear makes me shake my head. Paypal was so popular because they were customer-friendly. So, before you pay the request for funds or use any other Paypal feature, READ the new TERMS of SERVICE to avoid a horrible experience such as paying cash advance interest rates. And remember, the company is no longer Paypal, It's Synchrony; at least until 2028.
Want to know why Paypal made this deal with Synchrony? Read all about it here.
Money Heist. Have you seen it? My daughters asked me this a few times. I asked them, "Why, what is so good about it?" Their response was, "It's so good. You have to watch it." Well, that didn't give me any information. So, one night I decided I would try it—watch Money Heist. Season One. Darn! It's a series. I try not to get hooked on those. I tend to lose sleep.
Five minutes in, I was asking myself, what is so good about this? Ten minutes in—same question. Next thing I knew it was three a.m. and I had to get up for work at seven a.m. What happened. Why was I binging on this series? I went to work, and my only thought was how much longer until I get off so I watch Money Heist? I finished season one in two sittings. I lost a lot of sleep, but I regret none of it. When season one was done, and I was anxiously anticipating seeing season two, I had one question. What kept me watching. I have a few thoughts for you.
This series has everything an awesome thriller has. Not just a thriller, but a runaway train thriller. It grabs the viewer, hooks you, and refuses to let go. You don't have time to catch your breath before you're going over another cliff. I can finger five components that kept me watching and loving Money Heist.
1. The Characters - Who are you rooting for? Now, that is a difficult choice. It is almost impossible to select just one. These characters are multidimensional. They have emotions, beliefs, opinions, backgrounds, and most of all they have baggage. They are criminals. Although they bring heavy bags to the table, they also bring a skill that will hopefully carry the heist to success. Each character draws you to their side. Maybe what he or she did is wrong, but they have charisma. They make you see it from their point of view, and then you're baffled, rolling around in a sea of confusion because you like them. Are they wrong? They are holding sixty-seven people hostage, but the public opinion is on their side. Mine too, but then you have the inspector. She wants to hunt them down and give them what they deserve, and it isn't money. The funny thing is I like her too. She's a woman in a man's world trying to do her job with success, but she's vulnerable, also toting heavy bags, and she is falling in love with the one man who stands between her and her goal to shut down the heist. Do you dislike him? The Professor? If you close your eyes and imagine what he looks like because of his name. You won't be wrong. He is a man you would probably never see if he was standing in front of you, until you keep watching the show and begin to find your self liking him, rooting for him.
Each character is completely different in personality makeup, so opposite, you expect explosions. Out of all the characters of Money Heist, there is only one who I can say I did not like. I didn't feel a bit of sorrow for him when they strapped him with dynamite. Arturo was getting what he deserved—the whinny coward. On that note, I'll move to component number two.
2. The Money - Millions and millions of euros. What if you could get your hands on all that money? Will the robbers win? Will they get away with all that money? Here is the bigger question. Do you want the robbers to win? Right or wrong? Somehow, the question is no longer simple to answer.
3. Love Stories - Who doesn't enjoy a good love story?There is no shortage of love stories in Money Heist. There were rules. No relationships. The problem is love and sex trump all. The one that stands out the most for me is between the robber and a hostage. There are mitigating circumstances, right? It gets to the point where you're left wondering—is it wrong? Is it really love or Stockholm syndrome? Deep inside you may question it, but you're thinking it's love. It has to be. At one point I sent my daughter a text message saying—This is porn! She responded with a laughing emoji and told me to cover my eyes 😂The second love story that twists your mind is the one between the Professor and Raquel. He has this perfectly laid out plan. He's meticulous in everything he does... until Raquel.
4. Dreams - They all have problems that they think the money will solve. They have big dreams of the new life the money will give them. Who hasn't latched on to a dream at some point in their life?
5. Cliffhangers - Every single episode ends with a cliffhanger. From the first episode, you hop onto this speeding train which doesn't slow down or stop. The next thing you know, you're hanging off a cliff. There is no way you're going to stop watching. It's like a book that's so good you keep turning pages. What happens? You click the next episode, and the next, and the next until you realize if you don't go to sleep the sun will be coming up.
Money Heist. Have you seen it? Who are you rooting for? Don't you just love those masks? Well, I'm off to season two!
Just in case you haven't heard, Books 1-3 of The Marston Series is now available in an ebook box set. For the next three months, the box set will be FREE with Kindle Unlimited. Here's a little info: A Kindle Unlimited trial membership is free for the first thirty days. Read all you want. If you decide it's not for you, just cancel within the thirty days.
Books improve lives. Do you believe this three-word statement? Let's explore. When was your last book purchase or borrow from a friend or a library? Why? You were bored? Wanted to visit a new land? Wanted to fall in love? Wanted information? Yep, these are a few of the reasons we read.
I will be tweeting books by Independent Authors in hopes that you will discover one you enjoy. Let's see what is meant by the phrase Indie Author (Independent Author). This refers to authors who don’t have a traditional publisher involved. The indie author usually retains all the rights to their work. They do everything themselves including marketing, the most difficult task, but most essential. After all, if no one knows a book exists, who will buy and enjoy it? The Indie Author pays all the bills from the production of the book to the ads and promotions to get the finished product in front of readers. The author is paid by distributors such as Draft2Digital, Amazon, and Smash-words directly.
Have you ever wondered if it is a glamorous life? Sure seems like it. Being Indie is a grueling undertaking. It's one an Indie must enjoy for a book to succeed. The author must be able to extend goodwill and self publically. Most of all, without readers, the Indie Author's books go unnoticed and unread.
My sneaky plan today is to introduce readers to the expansive and entertaining world of Indie books starting with a list of Indie author I have read and enjoyed. I will keep adding to this list, so keep checking back.
12. C. W. Hawes Science Fiction, Thrillers, Mysteries, and Poetry.
13. Bea Kendall Cozy Mysteries, Women's Detective Fiction, Short Reads.
14. Ken Fry Religious Biblical Fiction, Religious Mysterious,
15. SA KrishnanMythology & Folk Tales, Children's Folk Tales & Myth Collections, Fairy Tale Fantasy 16. Sharon Brownlie Psychological Thrillers
Just what does the acronym VICAP represent? Violent Criminal Apprehension Program. And just what is this program? It is a huge database of information. Have you ever wondered how serial killers who move around are pinpointed? It's all in the communication. It's nationwide.
When crimes of violence are committed, VICAP analysts collect, collate, and analyze the information about crimes such as homicide, attempted homicide, missing persons, child abductions, sexual assaults, and unidentified deceased persons.
Why is this done? Glad you asked. That's a great question. They examine crime data and patterns to identify potential similarities among crimes, create investigative matrices which may lists findings, evidence, and sources of evidence. They develop timelines and identify homicide and sexual assault trends and patterns. VICAP contains crime scene descriptions, victim and offender descriptive data, including name and other personal identifying information, laboratory reports, criminal history records, court records, news media references, crime scene photographs, and statements. In summary, it is a wealth of information used to identify and match violent crime cases based upon things such as characteristics and modus operandi; information used to investigate, track and apprehend violent serial offenders.
Now, we, the general public can't just walk up and request to view this database. The information is shared with federal, state and local criminal law enforcement agencies investigating, tracking, and apprehending violent serial offenders.
If you're reading this, you must have an interest in serial killers. Hey, I think you would enjoy two series I have out now. The Marston Series and The Dawn Knight series. If you prefer to have your stories short, over a meal, then, Dawn Knight is the perfect lunch date. The Marston Series contains two novels with serial killers—Murder By The Book and The Confession. Each novel is a stand-alone story.
Dawn Knight is the new series of short stories which has joined Brigitta Moon Books. It's best enjoyed if read from Single number one. Waiting is difficult, but in this game of murder, waiting is the name of the game. Susie has a humdrum life working in an airport coffee shop, but it doesn’t stop her from having big dreams. When the planes are grounded, life changes for her after she accepts a new job and a deal that puts her face to face with a serial killer. Who killed Shawn Davis? That’s the question Susie has to answer if she wants a better paycheck. The jury has convicted Ian Little, although there are better-looking suspects. Now, she has to gather courage to get Ian Little, a convicted murderer, to tell her the truth about Shawn Davis, the one victim he refuses to take credit for killing. The cat and mouse game begins. If your vision of a good day is relaxing with a James Patterson novel, you’ll enjoy The Dawn Knight Series. Pre-order The Dawn Knight Series and let the murder games begin. From the Desk of Susie, Barista Extraordinaire Dreams never come true. When I was a little girl, my dream was to become a news anchor. Everyone would tune in to the six o'clock news report just to listen to what I had to say. I would wear smart-looking clothes and have my hair done up by a stylist, and flawless makeup applied by the hands of a makeup artist. Now, as I stand behind the counter dressed in my toffee colored tee shirt with a name tag alerting every customer that I am Susan, barista extraordinaire, I hear the words again; dreams never come true. Becoming Dawn Knight is the first short story in The Dawn Knight Series.
Have you ever wondered about CODIS? Just what does that acronym stand for? Combined DNA Index System. What's the point? Many states have laws that allow the collection of DNA from arrestees. The DNA profile gets added to the database. So, when a crime is committed, and law enforcement has DNA evidence, they can submit the unknown profile of the perpetrator to run against the known DNA profiles of arrestees and offenders. If they get a hit, they have a lead that can put them on track to catching a criminal.
This has been a long time coming. The Marston Series first three novels will be offered in an ebook box set. How exciting. BOLO! Be on the lookout for the pre-order special of 99¢. Sign up for my NewsLetter. I'll let you know when the pre-order starts. Each book of The Marston series is included with your Kindle Unlimited Membership. Test drive the membership free for thirty days. Check out the entire series now.
Find your next favorite author, mystery, and thriller using your Kindle Unlimited membership. Each novel is included to read with your membership! If you don't have a Kindle Unlimited membership, you can grab a FREE 30-day membership on the page of the book which captures your interest. Read all you want for thirty days ABSOLUTELY FREE. Be sure to take a look at The Confession. I hope you will enjoy the novel as much as I enjoyed writing it. f you're not satisfied with the membership, cancel within thirty days. Read, enjoy, review!
Waiting is difficult, but in this game of murder, waiting is the name of the game.
Susie has big dreams until life changes for her when she accepts a deal that puts her in front of a serial killer.
When Ian Little, a convicted murderer, asks Susie what trophy she will take when she makes her first kill, she is floored. She has never considered killing anyone.
From the Desk of Susie, Barista Extraordinaire
Dreams never come true. When I was a little girl, my dream was to become a news anchor. Everyone would tune into the six o'clock news report just to listen to what I had to say. I would wear smart clothes and have my hair done up by a stylist, and flawless makeup applied by the hands of a makeup artist. Now, as I stand behind the counter dressed in my toffee colored tee shirt with a name tag alerting every customer that I am Susan, barista extraordinaire, I hear the words again; dreams never come true.
The Dawn Knight Series is a series of kindle short stories which can be consumed in a single sitting like a lunch break. I love short stories. If you do too, give Dawn Knight a read.
In Kindle Single #2, Susie has dreams of becoming a best-selling author with her newest novel making millions, except she cannot finish the book. She is unprepared to write the ending. When her husband offers to help, he is unaware it will be the last thing he does.
woman was definitely dead. Mark knew a deceased person when he saw one. Her
eyes were open, but they stared at nothing, looking just as blank as his
sister’s dolls’ eyes. He knew she had died screaming. Her mouth was open. He
had watched enough cop shows to know death when he came across it. And she was
Mark backed away, keeping his eyes on
the woman, although she was dead and could not come after him, he was not
taking any chances. He had seen enough zombie shows to know she could get up at
any time with her flesh sagging, her arms outstretched like antlers, and come
after him. He pulled his phone from his pocket, snapped a picture. No one in
school would believe him without proof. Then he dialed nine-one-one.
Brigitta Moon has been quite busy. Look out for the new novels that will be available soon.
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Who is Dawn Knight?
Deposit all your disappointments here and move on.
Dreams never come true. When I was a little girl, my dream was to become a news anchor. Everyone
would tune into the six o'clock news just to listen to what I had to say. I would wear smart clothes and have my hair done up by an eccentric stylist; the ones who are always talking with their hands and saying, "Darling, you look gorgeous." Flawless makeup applied by the hands of an artist would complete my transformation. Now, as I stand behind the counter dressed in my toffee colored tee shirt with a name tag alerting every customer that I am Susan, barista extraordinaire, I hear the words again; dreams never come true. Deposit all your disappointments here and move on.
The Confession is Book 5 of The Marston Series. Do you have to read the books in order? No. Each book is written as a stand-alone novel.
When murder lands in church, which choice will the priest make at the crossroads of a clear conscious or excommunication?
Did you know you can get The Marston Series on iBooks?
Recently, I have decided to add the series to popular sites like iBooks, KOBO, and Barnes & Noble. This post will link you directly to iBooks.
What is The Marston Series all about?
Marston is a fictional town lightly based on Baltimore City and the surrounding counties in Maryland. As of this writing, there are four books in the series with the fifth book due out this year.
Book One - GUILTY - begins the series. Rose is a high school student with the promise of a bright future as a doctor. Her father has been saving for medical school, and she has offers of scholarships. Coach Terrence Jackson is a highly respected football player turned high school football coach after an injury. He has a dark past no one knows about - until the not guilty verdict. The verdict leaves Rose to struggle with putting her life back on track while the coach continues with his life as if nothing has happened. Linsey is new in town. They call her Judge. She has a plan—a midnight trial. The verdict? Only grabbing your copy of GUILTY will answer the question.
Look no further! These bestselling authors have teamed up to offer a delightful selection of new books. Available for free for a limited time. I am excited to be included in this wonderful lineup. All books are FREE just for you.
Download the first ten chapters of The Confession for Free. Don't worry as soon as the book is complete, you will receive the full novel FREE.
If you're going to do something, do it in a big way. If you want results you must stand out from the crowd. How many times have you heard this? I have heard it plenty. But, I have finally seen it in action—in a big way. Let me explain.
It is Sunday morning, seven a.m. and I cannot fall back to sleep, so I reach for two books. The first is normal sized and the cover speaks of inspiration. The second is a huge book, probably one foot or more in length by almost a foot in width. The title caught my eye next—Undisclosed Files Of The Police in bold white letters; POLICE standing out far more than the other words. The word UNDISCLOSED claims almost half the distance across the cover. My choice was made. Upon flipping through the pages, one story caught my attention.
I stopped on this particular eye-catching story and began to read. What was so intriguing you ask? It was the picture; the same picture that sold more newspapers in one day than any other in the history of The Daily News. It was Ruth Snyder's death picture taken in the Sing Sing death house, a picture no one should have had. In bold black letters was the headline DEAD! Below it was the death picture, capturing the moment she died. That front page picture sold 1.5 million newspapers on January 13, 1928.
I read the entire story and then moved on to the next and the next. My point is grabbing attention in big ways can pay dividends, if attention is what you are seeking. I continued reading through the true crime stories in this book for one and a half hours. The stories covered the 1920's up to 2010. Today, true crime writings, movies, and conversations with serial killers dominate our attention. Upon noticing this, I decided to add a serial killer novel to my series. A few beta readers struggled with one scene in the story. When each approached me, I knew exactly which scene it was. I considered deleting the scene. Then, I considered this one fact—serial killers are not performing good deeds. They are in fact, heinous killers. So, I left the scene. I read every review of the novels I write. One review said, "How dare a woman write something like this." Unfortunately, this review has been removed by Amazon. I haven't a clue why. I like these types of reviews. They make me stop and think about my stories.
I considered again if I should remove the scene. My final conclusion was no, I should leave it. The scene was a part of the character. To remove it would mean deleting a portion of the character. So, the second thing I did after leaving the scene was to make sure the cover portrayed the story contained between the covers. I made the letters bleed. There was no doubt about what you were in for if you chose to read the story. All in all, the reviews were uplifting for me. I think I made sure the book stood out, showing what it had to offer.
If you are interested in the Sing Sing Death Photo story you can find it in the book below: